In general finance, over-investment mainly refers to personal financing. It is quite contradictory that whether it is good or bad. For some investors, it is simply wastage but for others, it is a potential investment. In most of the cases, assets investments are included within the scheme.rnrnIf you are investing more in assets having comparatively lower value, then the case of over-investment arises. In this case, you have to fix up your purpose and objective and then on the basis of the same, it can be decided that whether your investment is worthy or not.